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Kamal K.

Business Consultant

  • Hourly rate: R600 /hr
  • Experience: 18 Years

About Kamal

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An Experienced and highly effective executive with 17 years’ experience in the Financial Services industry. He holds a Master’s Degree (MSC) in Technology and Innovation from The Da Vinci Institute, a BCom Informatics from The University of Johannesburg (UJ), as well as Middle Management Development Certificate from Duke Corporate Education. Throughout his 17 year tenure in the financial industry he has held various positions spanning across multiple disciplines namely; Strategy, Operations, Business Development, Marketing, Sales, Advisory, Call centers, Relationship management, Account management, Income and Balance Sheet Management, Product Management, IT and Customer Experience to name a few. He held the position of CEO of FNB Premier Banking from June 2016 – Oct 2022 and has since been instrumental in the strategic repositioning of the Premier Customer segment in the FNB continuum (as an entry level private banking offering). Furthermore, under his leadership the team has maintained and widened the gap of being the Leader in Market share for that income segment at 33% Market Share. He holds vast experience through his tenure in the financial Industry having spent 3 years as the head of Cash Investments for Private banking at FNB managing a deposit book of ±R330bn and was crucial in making FNB the No.1 in Retail Household Deposits Across South Africa. His understanding and experience of the technology landscape has seen him play pivotal roles in the Self Service Channels and furthermore leading various IT Development teams in building core Banking platforms. Thereafter he had a small stint in Standard Bank Group before venturing out into business and transformation consulting. Services offered : Offering Business and Transformation consulting services across various disciplines to improve organizational performance: • Development of organizational/Business unit strategic intent, direction and defining of target operating models to achieve desired frameworks and blueprints for implementation and execution thereof. • Identification and optimization of revenue flows through process and operational efficiencies, new product and market entries, sales and channel strategies • Guiding organizations through the process of leveraging technology and digital solutions to achieve strategic objectives, improve operations, enhance customer experiences, and executing on innovation thinking. • Value engineering using a systematic approach to improve the value of the product/service offering, system, or process and maintaining/reducing cost growth • Aiding in achieving the best out of people including people development frameworks, contracting, productivity incentive driven programs • Implementation and execution support of identified strategies through agile project management frameworks.

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