Practising Advocate and Member of the Johannesburg Society of Advocates Qualifications Carl studied law at the Universities of Stellenbosch, Kwazulu-Natal (Pietermaritzburg) and Wits. He attained a BA (Law) degree in 1988, an LLB degree in 1990 and a Higher Diploma in Company Law in 2000. He was the lead author of Principles of Financial Law, a LexisNexis publication, consolidating the legal principles impacting on financial institutions in South Africa. Experience Carl was admitted as an attorney in 1993 and was engaged as a regional court prosecutor for a period of 3 years following his admission. Carl has over 15 years’ experience in financial services where he was engaged by leading financial institutions as in-house legal counsel and as head of legal and regulatory risk. His career in financial services spans insurance, banking, asset management, investments, retirement funds, financial planning, rewards programmes, intellectual property and fintech. Carl has significant experience in financial law, commercial law, commercial litigation, alternative dispute resolution, legal risk management, regulatory risk management and criminal law. Advocacy Practice Carl was admitted as an advocate and joined the Johannesburg Bar in 2018. He is a member of the Rivonia Group of Advocates in Sandton where he currently holds chambers. He runs a general advocacy practice with a special interest in: financial services law, commercial law, commercial litigation, commercial arbitrations, contract law, consumer law, competition law, insurance law, banking law, retirement funds law, tax law, information technology, intellectual property, fintech, data protection and privacy, corporate law, regulatory compliance, alternative dispute resolution, commercial crime, administrative law and constitutional law. Carl can assist clients with legal drafting, legal opinions, legal memorandums, litigation and alternative dispute resolution.